Fidelity coverage — also known as employee dishonesty coverage — is not required in all states, but we strongly recommend it for all businesses with employees. Internal losses can be just as devastating as external ones.

Commercial Crime policies offer the broadest coverage available. You can customize limits, deductibles, and specific insuring agreements to match your company's actual exposure.

What Can Be Covered
Employee Theft
ERISA Fidelity
Employee Theft of Client Property
Forgery or Alteration
Computer Fraud
Funds Transfer Fraud
Social Engineering
Third-Party Crime
Pennsylvania requirement: Title agents must carry a minimum of $150,000 of employee theft coverage. We recommend a broader policy with higher limits that also covers third-party crime.